Leave a Message

Thank you for your message. We will be in touch with you shortly.

2025

6 Smart Questions Every Chicagoland Homebuyer Should Ask Themselves

August 6, 2025

Buying a home in the North Shore or greater Chicagoland area? With more buyers out and about this summer, it's important to have a clear plan in place before you start house-hunting. Here are six questions every serious buyer should be asking:

1. What’s my financial comfort zone?
Before you fall in love with a house, get real about your budget. That means more than just the purchase price. Consider taxes (especially in Cook and Lake Counties), insurance, maintenance, and closing costs.

Talk to a trusted lender and get pre-approved. This gives you a clear idea of what you can afford and shows sellers that you're ready to move forward.

2. What are my non-negotiables?
Do you need a fenced yard for the dog? Dreaming of a kitchen that can handle serious cooking? Make a list of your must-haves vs. nice-to-haves. Things like garage parking in the city, a home office, or first-floor laundry in the suburbs, all great to think about ahead of time.

Share that list with your agent so they can tailor your search and save you time from day one.

3. What’s my long-term plan?
If this home is more than a short stop, give yourself room to grow. Think about extra bedrooms, flexible spaces like finished basements, or that home gym you’ve always wanted. Even if you're not planning major life changes today, it's smart to plan ahead.

4. What do I want nearby?
Are you a short walk to your favorite café kind of person? Want quick access to the Metra, forest preserves, or your kids’ activities? Whether it’s proximity to top-rated schools, shopping, golf, or Pilates class, figure out what’s important to have close and build your search around that.

5. What does my commute look like?
If you're heading downtown regularly, try the drive or train route from your potential new home. A long commute might seem fine now, but day-to-day it can wear on you. See how it feels in real-time.

6. How hands-on am I with home upkeep?
Do you love projects and don’t mind rolling up your sleeves? Or do you prefer move-in ready and low maintenance? Be honest about your comfort level with landscaping, repairs, and renovations. Your answer could steer you toward a newer build, a condo, or a home with simpler upkeep.

Share this on: